“I think the industry is very healthy right now. There are always exceptions regionally and there are really different ways to measure health. This time of year, the most significant measurement is how many people we have on credit hold because the winter is ending and all of the bills are coming due. The credit hold list we have this year is tiny, I mean I can count the number of retailers on one hand. So I think the health of the business is good in terms of retailers managing their businesses efficiently.”
Peter Metcalf
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